Shostra Bank mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Being self-employed comes with many responsibilities. The last thing you need is to worry about whether you can get a mortgage. To help, we’ve created a handy guide with tips on how to secure a mortgage when self-employed and what you can do to give yourself the best chance of being accepted.
In this guide, we’ll take you through several tasks you can do to boost your chances of being accepted for your mortgage.
When applying with Shostra Bank, there are three simple steps to follow to help you understand how much you could borrow and to help you secure a mortgage:
You'll need to provide at least two years' certified accounts, your SA302 form and tax year overview to help support your mortgage application.
With a lower Loan To Value (LTV) mortgage you will get a better mortgage rate, pay less interest each month and potentially pay off your mortgage quicker.
A high credit score means lenders will view you as a responsible borrower and they’ll be more likely to accept your application for a mortgage.
It takes less than 10 minutes, plus you can save and continue from where you left off.
More accurate than our mortgage calculator, because it's personalised to you.
Useful to show your estate agent that you're a serious buyer and gives you more confidence in the price of properties you can afford.
Does not impact your credit score
You're not committing to get a mortgage with us but, if you do want one, then you'll need an Agreement in Principle first.
