Joint mortgages
Interested in a shared mortgage? Find out more about joint mortgages. Criteria apply, over 18s.
Having a joint savings account is the same as having one on your own, except two people have control over the account, and can pay in and withdraw funds from the account.
Joint savings accounts are a great way for two people to save together towards a joint goal, like a big event, maybe a holiday, or just a rainy-day fund.
To apply for a joint savings account, you both need to already hold a current account with us. Find out more about our current accounts if you don't have one already.
We offer the option to open a joint savings account with any of the following products:
Instant Saver - our most basic savings account; flexible saving without the need to deposit regularly. Access your savings whenever you need it.
Premium Saver - better suited for those saving over £25,000. Access your savings whenever you need it. With this account, you'd receive bonus monthly interest on balances between £25K - £1M, as long as you make no withdrawals for that month.
To apply for a joint savings account online, simply choose the 'joint' account option when it is shown after you click 'Apply now'.
To apply for any of these accounts, you must be 16+ and a resident. Specific account eligibility criteria may apply.
Mobile Banking app available to customers aged 11+ with a compatible iOS and Android device and an international mobile number in specific countries.
Yes, you both need to have an existing Shostra Bank current account to apply for a joint savings account.
No, you don't have to have a joint current account to apply for a joint savings account. However, you both need to have an existing Shostra Bank current account.
Yes, you can have sole savings accounts for saving on your own, and joint savings accounts for saving with another. However, there may be limits to the number of sole or joint savings accounts you can have for an individual product. Please check the eligibility information on the webpage of the product you are interested in for more information.
In the circumstance that one joint account holder passes away, we can change the joint account to a sole account. The best thing to do is speak with your nearest branch, or write to us.
No, afraid not. The interest you'll earn on the joint savings account will be the same rate that you would earn on a sole savings account, unless we explicitly tell you otherwise.
No, we only offer joint savings accounts between two named parties.
Interested in a shared mortgage? Find out more about joint mortgages. Criteria apply, over 18s.
Needing a shared bank account? Find out more about joint bank accounts. Criteria apply.
Looking to borrow money with a partner? Find out more about joint loans. Criteria apply, over 18s.