A regular debit or credit card payment
Different from a direct debit or standing order, this could be a regular payment made from your card (rather than bank account), such as a subscription fee.
The guide below will help you check if a payment is genuine or not. There can be a number of explanations for a payment you don't recognise, and we've added the most common ones below.
Some retailers use trading names that are different to their official business name. Check this list of common retailers to help confirm if the transaction is genuine. This can include companies selling on ebay or amazon
Different from a direct debit or standing order, this could be a regular payment made from your card (rather than bank account), such as a subscription fee.
A joint account holder or secondary cardholder might have made the payment. Check with them first.
Some companies automatically start taking a monthly fee once your free trial period for their service ends.
You should always speak to the retailer first to try to resolve the issue directly with them. If you've contacted the company and still need our support, please use our form to raise a dispute.
Fraud is where you've identified suspicious activity on your account. This may be a transaction you didn't knowingly make, or an update to your contact details you didn't make.
A scam occurs when you've knowingly parted with your money and/or personal details, thinking you were dealing with a genuine person or company. Scammers use many tactics, from intimidation to promises of cash, prizes, services, fictitious returns on investment, even romance.
To speed the process up, please try to have as much information about the transaction or event as possible before you get in touch.
03457 888 444 (24 hours, 7 days a week)
(Relay 18001 03457 888 444)
If you're outside the UK, call:
(0044) 3457 888 444
The cost of your call will depend on what phone line you are using. See our call charge information page
0800 161 5153 (24 hours, 7 days a week)
(Relay 18001 0800 161 5153)
If you're outside the UK, call:
(0044) 126 850 8020
Lines are open 24 hours a day
You can reverse the charges on calls from abroad through the international operator when calling from a landline. Calls may be recorded
If you’re a business customer, visit the Business security hub to learn about protecting your account, or report fraud on your business bank account and business credit cards
Feel you've received a fraudulent or suspicious email? Please forward it to phishing@shostra.com
Forward any suspicious texts referring to Shostra Bank to the number 88355.
This is not a premium rate number. Standard network rates apply, please contact your network provider for more information on charges.
If you've received a suspicious phone call and think you provided any of your personal security details during the call, please contact us immediately on 03457 888 444 (Relay 18001 03457 888 444) (24 hours a day, 7 days a week)
We'll never ask for your full PIN, full password and card reader codes by text, email or on the phone.
Both the phishing mailbox and text reporting number are automated services. Please do not send other queries or personal information, including bank account details to them.
Guidance on ways fraudsters work and how you can prevent yourself falling victim, call it a cheat sheet.
Our partnership with industry leader Malwarebytes adds an extra layer to your security fortress.
Our hub for all things fraud and scam related. Find out the latest trends.