How does this work?
When you are applying for extra borrowing, you need to apply for the total amount you need to pay off your existing loan, as well as the extra money you want to borrow.
Topping up your Shostra Bank loan could be a good option if you want to borrow more money.
When you top up a loan, we don’t actually add money to it. We use the new amount you borrow to pay off your existing loan and open a new loan.
You can also open a second loan with Shostra Bank.
Remember, if you decide to borrow over a longer term, this could mean that you'll pay more interest overall.
To apply, you must be 18+ and a resident with a Shostra Bank current account (held for 3+ months).
£7,500
0 months
£137.55
£8,253.00
3.9
3.9
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
When you apply for a loan, based on your circumstances, we might give you the option to defer your first repayment.
Find out if you're likely to be approved for a loan at the start of your application. If you have a Shostra Bank current account, in most cases we'll confirm the loan amount and your rate with no impact on your credit score.
Before you apply, we need to check you're happy with a few things.
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.