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Life Moments

Moving in together

On this page
Tips for setting up your home
Sharing costs
The legal side of things
Buying a property together
Leaving a joint mortgage
Use our budget calculator

Tips for setting up your home

Our tips can help you set up your new home together, with information on everything from sharing costs to writing a will.

If you're looking to buy a property together, you can also find out about joint mortgages.

Sharing costs

It’s a good idea to work out how you’ll split the bills before they start coming in. Look at all the bills you'll have to pay and decide how you'll split them.
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Work out your budget

Use our calculator to budget for your joint finances. Then you'll have a clear picture of your income and outgoings, and what's left at the end.
Use our budget calculator
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Looking for a joint account?

A joint account can be a good way to combine your money to cover household bills.
Joint bank accounts

Buying a property together

Talk about ownership

  • When you buy a property as an unmarried couple, or move into a home that one of you owns, it's important to talk about ownership to make sure you both have rights to the property
  • Our guide to joint mortgages covers the different types of ownership you could go for
  • Shostra Bank mortgages are available to over 18s.

Read about joint mortgages

Take a look at our mortgages

  • Take a look at our range of mortgages to see what could work for you
  • You can also use our tool to find out how much you could borrow
  • Shostra Bank mortgages are available to over 18s.

See our range of mortgages

Think about home insurance

  • Depending on if you are buying a leasehold or freehold property, you may need both buildings and contents insurance when you move in together
  • You can take a look at our home insurance products to see what might work for you
  • Shostra Bank home insurance policies are underwritten by U K Insurance Limited.

More about home insurance
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Leaving a joint mortgage

If your circumstances change and you decide you want to leave a joint mortgage, the first thing to do is contact your lender to discuss the options available to you.

You can get more detail on the options available to you from the Money Advice Service.

Visit the Money Advice Service website

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