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Home improvements

How to add value to your home

On this page
How to add value to your home
Tips on keeping the cost down
Paying for work on your home
Paying for improvements
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Looking to add value to your home?

Whatever the reason for making home improvements, we could help you get started. See our ideas on how you could add value to your home and find out the most popular things people do to improve their home. 

What adds value to a house?

There are lots of different ways you could add value to your home to suit your budget. here are some of the most popular options.

Type of home improvement

Garage conversion
Single storey extension
Tidy up garden
Loft conversion
Central heating
Paint and decorate
Update bathroom

Average cost (UK)

£15,450
£20,000
£7,650
£17,500
£3,225
£2,850
£4,250

Average value added to property (UK)

£41,462
£22,804
£15,548
£31,096
£11,195
£10,365
£10,365
Figures from Towergate Insurance September 2017, you can view full details on their website. These are indicative figures and don't represent financial advice. Always get professional advice and estimates before starting work. The amount of value added to your property will also be affected by other economic factors and changes.

Tips on keeping the cost down

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Update your kitchen

As the heart of the home, the kitchen is often the first place for home renovations.

A complete update can be expensive, so why not focus on some minor, cosmetic updates? Getting new cupboard doors or handles can make a big difference

If you decide on a brand new kitchen, make sure your total spend is in line with the overall value of your home or you'll end up losing money

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Add or renovate a bathroom

If you want to add a new bathroom or renovate an existing one, save money by:

Installing the new bathroom near existing water and sewerage pipes

Protecting your investment from mould and mildew by making sure to install extractor fans

Going for classic trends if you want your investment to pay off well into the future

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Turn your garage into an extra living space

Every house could do with some extra space.
An empty garage is the perfect way to free up some more room without bearing the cost of a house extension
You can split your garage into two rooms, especially if it is long and thin
Garage conversions may not require planning permission, which saves you money. But, you still need to comply with building regulations

Paying for your home renovation project

Depending on the type of work you are looking to do, how much it's likely to cost and how soon you need to do it, you have a few different options. For long term projects, you could look to save up but for more urgent or larger pieces you may consider a loan.
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Set a savings goal

If you want to save up the cash to pay for the work on your property, you can set a savings goal linked to your savings account to help you get there.
Set up a savings goal
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Borrowing to pay for improvements

Take a look at the options available to you if you're over 18 and thinking about borrowing money to pay for home improvements.
Compare your borrowing options
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Thinking of a home improvement loan?

Make a house your home with a personal loan between £7,500 and £19,950. Representative 3.4% APR. Other amounts available at alternative rates. Specific eligibility criteria apply.
Take a look at our loans

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