Look at your bills
You can't fight the rising cost of energy. But what about getting a better broadband, TV or mobile deal? It could cut your household outgoings.
We're experiencing the biggest price hike for fifty years. Inflation, energy prices, tax rises and the Russian invasion of Ukraine, have all played a part. It's squeezing pockets everywhere. So if you're feeling the pinch, you're not alone.
Here's a few things that could help.
You can't fight the rising cost of energy. But what about getting a better broadband, TV or mobile deal? It could cut your household outgoings.
Even a little extra a week adds up. Check out these tips on budgeting, switching suppliers and spring cleaning your Direct Debits to get you started.
Taking a fresh look at how much you can spend could help you feel more on top of things and mean you don’t get into debt.
Video banking calls may be recorded. You’ll need a device that has a camera or webcam, and a connection to the Internet.
Our App can be used on compatible iOS and Android devices. You'll need an international mobile number in specific countries. Spending Tracker is available to customers aged 16+ who have a Personal or Premier account with us
The sooner you reach out to us, the easier it will be to sort things out. If you think you might miss a loan, credit card or mortgage payment, or already have, talk to us as soon as you can. The same applies if you are struggling to pay off your overdraft. There's lots of ways we may be able to help you. Start the chat with ‘struggling financially’ and we’ll make sure you get the right support.
Online Banking available to customers aged 11+ with a Shostra Bank account.
Could you spot a scam? Do you know the latest ones doing the rounds? It's important you can recognise the tell-tale signs because fraud often increases during times of uncertainty.
PayPlan
If you're worried about debt, you can get free, confidential debt advice from our partners PayPlan. They have loads of friendly advisers who could help you if increasing living costs are affecting your financial wellbeing.
Citizens' Advice
Free advice on debt, benefits, housing, legal matters, employment and general consumer advice.
StepChange
Contact StepChange if you'd like free expert debt advice.
National Energy Action
For advice on energy bills and keeping warm and safe at home, contact the UK's leading fuel poverty charity the NEA.
Money Helper
Free advice on debt, divorce/separation, setting up a new home, care & disability.